Type your address and I'll show you what your home's worth, what you've built in equity, and then every honest option to use it — cash-out, HELOC, a rental, moving up, refinancing, a reverse mortgage — with real numbers and a straight take on when each is smart and when it's a trap. From a mortgage insider who profits from none of them.
Real numbers, and my honest take on each — no pitch, because I don't sell any of them.
Your numbers saved, plus the plain-English guide to each move — and I'll flag it when the math shifts in your favor. Free, no spam.
Value and details from public data via RentCast; equity uses the balance you enter. Every figure is an estimate for education only — not a loan offer, quote, or financial/mortgage advice. Access amounts, rates, PMI, and reverse-mortgage (HECM) figures are approximate, use standard industry assumptions, and vary by lender, program, and your full financial picture. Confirm everything with a licensed professional before you act.
Buy a 2–4 unit with a VA loan, live in one, rent the rest. The bank counts 75% of the rent toward qualifying — see what it does to your payment.
Estimate only — assumes VA zero-down (funding fee financed) plus ~1.5%/yr taxes & insurance. Real deals need cash reserves in the bank, you must occupy one unit, and rents must match the appraiser's schedule. How the VA 4-plex rule works →